girlsuggestion:

bi girls are amazing. bi girls are bi no matter what gender their partner is. bi girls deserve safety.

I have a fandom blog. It is here: @diea-kierlyn.

rainekitty:

hollowedskin:

luchia13:

hey guys psa regarding hospital bills

don’t just pay it. do not automatically pay the hospital bill when you receive it. call your health insurance provider and POLITELY say, “Excuse me, I just received a bill for $1200 for my hospital visit/ER visit/etc., is that the correct amount I’m supposed to pay?” because hospitals bill you before your health insurance and they will take your money no matter how the amount due may change based on your health insurance looking at it. 90% of the time, if your health insurance is in any way involved in the payment of that bill, you do not have to pay as much as the hospital is billing you for. call your health insurance provider first, and POLITELY request clarification, always remember that the person you are talking to is human and this is just their job, and then you will very likely find out you actually only owe $500.

don’t shout at anyone about it, don’t get mad, just understand that this is The Way Things Are right now and call your health insurance provider before paying the bill your hospital just sent you. there’s a chance the hospital bill might be correct, true, but call your health insurance provider.

This counts for outside the US too, I get billed for things covered by my insurance all the time from the same hospitals which will also automatically bill my insurance first.
It makes zero sense and seems to be fairly hit or miss whether they’ll send it straight to you or via your insurance.

Very true. I had to have surgery for a life threatening thing, and I was billed $15000. Luckily, I had insurance. I only ended up paying $45. Less heart attack inducing.